4 Things You Need to Hire A Car
Being able to rent a car provides a number of benefits over relying on public transportation when you are travelling for business or leisure. However, not everyone can hire a car. The following items will be necessary before you approach a car hire company:
1. A Driver’s License
It should go without saying that you need to present a valid driver’s license before you can hire a car.
2. A Credit Card
Very few car hire companies will provide a vehicle on cash terms or through a wire transfer. Why? Because your credit card details provide them with a means to recover costs incurred should you keep the car for longer than originally specified, damage the car or simply fail to return the car.
The full amount for the car rental will be debited to your credit card before you drive away in the vehicle. Any additional costs will be debited when the car is returned. If you do not have the funds available for any additional expenses, the car hire provider will keep debiting your card until the funds are recovered or take legal action against you.
It is essential to take out insurance when you hire a car. The insurance will cover the cost of any damages to you or a third party while you were driving the car. Insurance is not only for your own protection but is a legal requirement in the US. So make sure that the insurance provides you with third party or liability cover to pay the medical expenses and damages for any other person involved in an accident.
However, be aware that your credit card may provide you with some or total insurance cover for a rental car. Make sure that you contact your credit card provider in order to determine the terms and conditions of the insurance policy provided. Don’t go to the extra expense of taking out insurance until you have assessed your current policy.
4. Additional Driver Insurance
If any other person will be driving the car during the rental period, make sure that you list them as a driver and that the insurance will cover them. Your credit card insurance will not cover any additional drivers of the vehicle.
This will add to your car hire costs but will protect your pocket in the event of an accident. Driver’s under the age of 25 years will cost even more.
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